Who qualifies for limited permission?

In summary, firms which only carry on the following activities:

credit broking, as a secondary activity to a main business selling goods or non-financial services, for the purpose of financing the purchase of those goods or services – for example, motor dealerships and high-street retailers that introduce consumers to a finance provider (this activity excludes persons who sell goods or services in customers’ homes other than on an occasional basis);
not-for-profit bodies providing debt advice – for example, Citizens Advice; consumer hire – for example, tool and car hire firms;
Consumer credit lending (except hire purchase or conditional sale) on an interest and charges-free basis by a person whose main business is to sell goods or non-financial services – for example, golf clubs or gyms allowing deferred payment for membership.
Persons who carry on the lending, broking and hiring limited permission activities can also apply to carry on, as a secondary activity, debt counselling, debt adjusting and credit information services.